Nabilla Lubis, Adinda Chairatunnisa, Hallisa Amalliya, Dewi Sri Wahyuni, and Debbi Chyntia Ovami. “E-Payment: Financial Performance of MSMEs in Medan City”. Prosiding Seminar Nasional Teknologi Komputer dan Sains 3, no. 1 (July 31, 2025): 502 - 507. Accessed October 15, 2026. https://seminars.id/sainteks/prosainteks/article/view/383.